WebIndependent Holding Company (IHC). For over 30 years, the member companies of The IHC Group have provided health, life, disability, dental, vision, short term medical and … WebEX: A member with a $7500 CI benefit has a coronary artery bypass, and we pay $1875 (25% of the CI max) per the schedule. This same member has a stroke a year later. MNL will pay $5625. Between the first critical illness and the second, we have paid out the maximum benefit of $7500. This member no longer has a CI benefit even if he is
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